agent Entrepreneur logo
MenuMENU
SearchSEARCH

Judy Vann Karstadt First in the US to Attain AFIP Master Certification Status

April 9, 2012
2 min to read


COLLEYVILLE -The Association of Finance & Insurance Professionals (AFIP) announced that Judy Vann Karstadt, President of JV Solutions and NJCAR Academy Director of Training, is the first person in the United States to successfully complete the newly released AFIP Certification Program Master Course final exam.


In his congratulatory remarks, AFIP Executive Director David Robertson underscored the challenges of posting a score of 80 percent or higher on the sanctioning body’s most stringent course of study.

Ad Loading...


“Based on the current roster of AFIP Certified F&I practitioners, captive lender field operatives, and professional trainers, less than seven percent qualify for Master Certification.” Robertson said.


Upon accepting her diploma from NJCAR’s president, Jim Appleton, Judy said, “I had to draw on three decades of automotive industry experience as well as my expertise in the Basic and Senior curricula while working as an AFIP Accredited Facilitator to pass that test. On the other hand,” Judy continued, “in the course of mastering the material, one will not only have a command of the state and federal rules, but their application to real-world F&I situations.”


Judy Vann started her automotive career in the retail environment as both sales and F&I manager for nine years. She continued her career with Pat Ryan & Associates, where she defined her F&I training experience. Judy spent the next ten years training F&I managers on ethical sales and compliance practices with New Jersey-based F&I Product Suppliers.


She formed JV Solutions six years ago, and has been working with the New Jersey Coalition of Automotive Retailers (NJCAR), as well as many large automotive dealer groups in training and AFIP Certifying their management staffs.


The dealerships who utilize JV Solutions to prepare their F&I personnel for the AFIP final exams find that the successful candidates post passing scores well above industry norms. The time demands of working F&I coupled with the years away from an academic environment make Ms. Vann’s command of the course material and practical experience the key contributors to dealership personnel scoring high marks.

More Industry

F&Iby Lauren LawrenceFebruary 27, 2026

Price Driving Insurance Churn

Over half of insurance holders ages 18 to 29 reported to be 'somewhat' likely to change providers in the next 90 days, according to CivicScience, which found that interest was lower among older age groups.

Read More →
Industryby Lauren LawrenceFebruary 26, 2026

AI Drives Dealer Website Traffic

Total visits to dealer websites from generative artificial intelligence platforms grew more than 15 times year-over-year, signaling a shift in how many consumers shop for cars online.

Read More →
Industryby Hannah MitchellFebruary 26, 2026

Automakers Tops in Fuel Economy

In the U.S., Honda has the most efficient gas-electrified combo lineup while Tesla beats all automakers in annual EPA ranking as brands built their alternative-fuel offerings.

Read More →
Ad Loading...
F&Iby Lauren LawrenceFebruary 25, 2026

Report Finds Year-End F&I Strength

Deal volume ebbed and flowed throughout 2025, but product performance remained steady, according to automotive technology and data intelligence solutions provider StoneEagle.

Read More →
Industryby Hannah MitchellFebruary 24, 2026

Overall Consumer Confidence Up

Americans’ view of present business conditions, the labor market and family finances, though, are still in the dumps, and if they plan to buy cars, many target used units.

Read More →
Auto Financeby Lauren LawrenceFebruary 23, 2026

Auto Loan Forecast Bucks Market Trend

Auto loan originations rose over 6% year-over-year in the third quarter of 2025, but TransUnion predicts a slight decline in auto loan growth this year, making it an outlier in the company's overall lending forecast.

Read More →
Ad Loading...
F&Iby Hannah MitchellFebruary 23, 2026

Some Auto Brands Cheaper to Insure

A new top 10 list ranks the least expensive for average full insurance coverage on a clean driving record and high driver credit scores.

Read More →
Industryby StaffFebruary 20, 2026

Learn to Manage the Mayhem at Agent Summit

Rob Mancuso – president of Mancuso Automotive – will present a Keynote at the 2026 event.

Read More →
Fixed Opsby Hannah MitchellFebruary 20, 2026

Auto Recalls Sank Last Year

2025 Sedgwick data indicate that the number of vehicles affected fell to its lowest point in more than a decade.

Read More →
Ad Loading...
Industryby Lauren LawrenceFebruary 19, 2026

Affordability Leads Top-Rated List

Edmunds’ editorial team tested 300-plus vehicles to help determine the Top Rated Awards for 2026, and one brand stood out with multiple rankings, including Best of the Best.

Read More →