Positive Signs Abound Even as Many Household Incomes Still Negatively Impacted by COVID-19

TransUnion’s Consumer Pulse study explores the pandemic’s financial impact during the last year.

Consumer Credit Activity Continues to Rise from Pandemic Lows; Auto Loan Subprime Performance Lags

Q4 2020 TransUnion Industry Insights report explores latest consumer credit trends.

Consumers Shopping for Auto Insurance at a Higher Rate Despite COVID-19 Challenges

Newly released TransUnion Insurance Shopping Annual Report uncovers impacts of COVID-19 on personal auto insurance.

Study: Off-Lease Supply Drives Pre-Owned Demand

TransUnion analysts report more consumers in the prime and superprime credit tiers are choosing to buy used as off-lease units continue to flood the market, offering a budget-friendly alternative to increasingly expensive new cars.

CoreLogic Launches Three-Bureau PreQual

A new solution from CoreLogic Credco was designed to help auto dealers efficiently prequalify potential customers via soft-pull credit reports and scores from all three national credit bureaus.

CFPB Orders TransUnion and Equifax to Pay $23.1 Million for Deceptive Practices

WASINGTON, D.C. — The Consumer Financial Protection Bureau (CFPB) this week took action against Equifax and TransUnion, ordering the two credit reporting agencies and their subsidiaries to pay more than $17.6 million in restitution for deceiving consumers about the usefulness and actual cost of credit scores they sold to consumers. The two firms were also ... Read More »

TransUnion: Auto Loan Growth Driven by Millennial Originations

CHICAGO — The millennial generation is the fastest-growing segment of auto loan consumers, according to TransUnion’s latest auto report. Millennials — consumers born in 1981 or after — represented 27% of total auto loan originations in 2014, up from 16% of total originations in 2009. Millennials’ total outstanding auto balances have increased 23% in the ... Read More »

Auto Loan Debt Reaches Three-Year Mark, Delinquencies Remain Low

Auto Loan Delinquency Hits Lowest Levels Since 1999

TransUnion Expects Delinquencies to Remain Low in 2012