Auto insurance rates, which have been on the uptick, can tip the balance enough for many drivers that a sizable share have foregone coverage to save money, a new study found.

Responding to the LendingTree survey, 58% of insured drivers consider auto insurance costs a financial burden, and 30% have driven without coverage to avoid it, with little variation based on household income. Surprisingly, 43% of parents with children younger than 18 made up the biggest portion of respondents who’d done so.

Among insured drivers, 35% have declined to file an insurance claim for fear of higher premiums, LendingTree said. Meanwhile, 53% said increasing insurance rates have required them to reduce other expenses.

Still, 64% of poll participants said they consider car insurance worth the cost, especially those in high-income households and consumers in generation Z.

On average, the survey respondents pay $204 per month for auto insurance. 

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