agent Entrepreneur logo
MenuMENU
SearchSEARCH

The Right Approach

Consumers will respond to genuine, respectful expertise, even in tight times.

November 8, 2023
The Right Approach

We all want to be engaged, not sold.

IMAGE: Pexels/Gustavo Fring

2 min to read


Pieces by regular F&I and Showroom columnists Rick McCormick and John Tabar in the latest F&I and Showroom issue talk about the importance of handling consumer meetings the right way. Listening skills and employing wise conversational approaches, they point out, can make a big difference on the F&I sales front.

In today’s environment of high vehicle prices and interest rates, the average consumer is understandably stretched thin, so these experts’ guidance is all the more apropos.

Ad Loading...

It makes me think of a time a couple years ago when I visited a favorite consignment shop. After a time between jobs, I was suddenly not stretched thin and had the kind of pent-up demand we’ve been hearing auto industry watchers talk about among consumers who’ve waited to buy vehicles due to record vehicle prices.

Of course, clothes and cars have many differences, but the desire to buy and the experience of needing to reign that in for a while have similarities, not the least of which is frustration.

What may be most insightful is the contrast in my visit that day and one I’d had a year or two before in the same shop. The earlier time, a saleswoman approached me in an aggressive way as I browsed, obviously trying to make a sale. It distracted and somewhat annoyed me. Even when I decided against buying a particular pair of pants after trying them on, she tried to change my mind. I left after buying one item.

The next time I visited, with all my accumulated delayed gratification, a different saleswoman approached me. With a smile, she engaged me in conversation but not so much as to distract me from my shopping. I picked up more than a dozen items to try on, and she gave me her opinion of each when I asked, with obvious style wisdom brought to bear. I felt no pressure, just enthusiasm and expertise. I left after spending about $1,000, the most money I’d ever dropped on a shopping trip, let alone at a consignment shop. My demand was no longer pent up.

The lesson I draw from it is that a salesperson’s approach has a direct impact on not only whether a customer buys but how much he or she buys. We all want to be engaged, not sold. You may hear that a lot, but in the conditions we find ourselves in, it bears repeating.

Ad Loading...

Hannah Mitchell is executive editor of F&I and Showroom. A former daily newspaper journalist, her first car was a hand-me-down Chevrolet Nova.

 

Subscribe to Our Newsletter

More F&I

F&Iby Lauren LawrenceFebruary 27, 2026

Price Driving Insurance Churn

Over half of insurance holders ages 18 to 29 reported to be 'somewhat' likely to change providers in the next 90 days, according to CivicScience, which found that interest was lower among older age groups.

Read More →
F&Iby Lauren LawrenceFebruary 25, 2026

Report Finds Year-End F&I Strength

Deal volume ebbed and flowed throughout 2025, but product performance remained steady, according to automotive technology and data intelligence solutions provider StoneEagle.

Read More →
Summit Updatesby StaffFebruary 23, 2026

Look Ahead to the Future of F&I at Agent Summit

Joel Kansanback – CEO of Strategic Dealer Advisory – will take to the stage at the 2026 event.

Read More →
Ad Loading...
F&Iby Hannah MitchellFebruary 23, 2026

Some Auto Brands Cheaper to Insure

A new top 10 list ranks the least expensive for average full insurance coverage on a clean driving record and high driver credit scores.

Read More →
Industryby Lauren LawrenceFebruary 11, 2026

Insurance Shopping on the Rise

A TransUnion study found that relationship-driven sales models proved to be important, as consumers who used an agent had a lower shopping intensity than those going it alone.

Read More →
Industryby Hannah MitchellFebruary 4, 2026

Auto Insurance Cost Reprieve

2025 brought consumers relief after years of rate hikes, but 2026 could bring renewed policy pain, depending on how U.S. trade policy affects prices.

Read More →
Ad Loading...
F&Iby Hannah MitchellJanuary 29, 2026

F&I Sales Show Affordability Pressure

An annual report on the revenue stream finds more consumers are opting out as they face high car prices and overall inflation, and it recommends tweaks to increase success.

Read More →
F&Iby Hannah MitchellJanuary 12, 2026

Auto Credit Access Loosens

December brought some of the best borrowing availability for consumers in years, though lenders tightened their reins on riskier segments of the market.

Read More →
TrainingDecember 10, 2025

Accountable Is as Accountable Does

Auto dealerships work better when all staffers own their duties.

Read More →
Ad Loading...
StoneEagle logo beside a headshot of Cindy Allen, CEO, on a pink background with a stylized upward-trending chart.
Industryby StaffDecember 5, 2025

EV Surge Shows AI Steadied Softer Q3

StoneEagleData reveals the gross reality behind the rise in EV leasing and the steady role F&I offices played.

Read More →