agent Entrepreneur logo
MenuMENU
SearchSEARCH

Sell the Experience

The goal should always be to listen and understand your customers better, not just to present a menu and overcome an objection.

by Lloyd Trushel
October 13, 2020
Sell the Experience

The goal should always be to listen and understand your customers better, not just to present a menu and overcome an objection.

IMAGE: ANDRESR via GettyImages.com

5 min to read


Do you ever have a customer that says “no” right away? The kind of person that rejects your information immediately, without even listening to your presentation? They make decisions without any real data. It’s completely dysfunctional, yet it happens to every one of us. The decisions we make are only as good as the data we use to make those decisions, and customers without good data cannot make a good decision.

Remember, you’re not just selling products, you’re selling an ownership experience. 

Ad Loading...

They won't listen to the data. They don’t trust you, so they tune you out. They have the perception of you as not trustworthy, and therefore your words have no meaning. It’s hard to move these people with word-tracks designed to sell a product. They simply go off script. This type of person can wreck an F&I manager’s morning.  

Many times, this customer actually needs your products, but a canned presentation isn’t going to get them past their cynicism. They need personal attention. They need to know you’re doing this for them, not you. To get past their cynicism, you have to be more focused on them and less focused on selling products. I know that it’s counter intuitive, but it’s the only way you’re going to communicate with them. You need a dialogue, not a monologue. 

The goal is to listen and understand them better, not just to present a menu and overcome an objection. Besides, they’ll have another objection, so when does it end? 

Instead, focus on what’s important to them. I try to gather data about their habits. For instance, where do they shop? Someone that usually shops at Walmart gets an entirely different experience than someone who shops at Macy’s. So, I ask myself: Which kind of customer do I have? Walmart or Macy’s? Maybe it turns out they don’t care deeply about the overall experience. Their concern might only be narrowed solely down to “price,” but that’s rare and getting rarer. 

Today, lots of people simply won’t shop at Walmart for a myriad of reasons, and low pricing simply won’t entice them in the door. It’s not all about price. It extends to feelings about trust, character, and value. Personally, I do not spend money with people I don’t like, and if you look, act, or sound like you’re only job is selling, I’ll say “no deal.” Instead, show me your true colors. Forget price for a moment. Forget about the bump. Forget your sales quotas and just show me how you can honestly help me have a better experience with your product or the vehicle I’m buying, and then I’ll vote with my wallet. 

Ad Loading...

Who Else Votes With Their Wallet? 

Three out of four people that visit Disney become return visitors. Why? Disney isn’t the low-price leader, are they? They’re just like Apple, Lego, and many other companies that sell experiences rather than price.

People already have the data on Disney. It’s about the experience. It’s about trust, character, and value. The overall perception is that Disney always delivers, and accordingly, people vote with their wallets by paying up for the better experience. The same dynamic should occur when someone is buying a new vehicle, and our focus needs to be on helping our customers get the best experience available. 

Yes, the best experience always costs more, but it’s worth it. It’s worth it for many reasons, but I’m going to cover two big ones: Economics and emotions.

1. Economically:  Three-fourths of Americans live paycheck to paycheck. If you’re living check to check, then what’s easier, coming up with $30 in 30 days or $2,500 right now? 

Ad Loading...

Try this: Instead of selling a VSC or GAP, focus on helping people secure economic protection. It's more difficult than it sounds. It requires you to think differently. It also challenges your belief systems if you don't believe in the products you sell.

2. Emotionally:  If your focus is only on the “one bad day in the shop” type of manipulation to close the sale today, chances are, they’ll tune you out. Customers are turned off by people that only use scare-tactics. Notice I said “only.” You need balance — you can talk about scary things when the threat is real, and you balance your discussion equally with benefits. Overall, the most profound benefit I’ve experienced is peace of mind or the avoidance of stress, so go there.

Try this: Imagine yourself living check to check. You just came out of the grocery store and suddenly your car isn’t starting. You just spent a huge amount of money on groceries, and they’re going to spoil fast. You must arrange a tow truck and decide which mechanic you’ll trust to tear your car apart and determine the problem. Also, you have no extra money. How do you feel? How will you pay? How will you get to work? If you miss work, how will you pay other bills?

When your customer is in a difficult economic position and you can’t communicate with them, you and the customer have engaged in a relationship where both parties lose. You miss your sales goals, and your customer is unprotected against economic catastrophe. It’s a lose-lose situation. 

Had some real communication occurred, they would have bought a VSC and would not be in a downward economic spiral, and you would have gotten the sale. There's no longer a problem. Instead, they call a tow truck and have the vehicle towed to the dealership. The tow is covered by roadside, and the repair is covered by the VSC. A rental is provided. Peace of mind and avoidance of stress continue for you and your customer.

Ad Loading...

Remember, you’re not just selling products, you’re selling an ownership experience. 

Lloyd Trushel is a co-founder of The Consator Group.

Subscribe to Our Newsletter

More F&I

F&Iby Lauren LawrenceFebruary 27, 2026

Price Driving Insurance Churn

Over half of insurance holders ages 18 to 29 reported to be 'somewhat' likely to change providers in the next 90 days, according to CivicScience, which found that interest was lower among older age groups.

Read More →
F&Iby Lauren LawrenceFebruary 25, 2026

Report Finds Year-End F&I Strength

Deal volume ebbed and flowed throughout 2025, but product performance remained steady, according to automotive technology and data intelligence solutions provider StoneEagle.

Read More →
Summit Updatesby StaffFebruary 23, 2026

Look Ahead to the Future of F&I at Agent Summit

Joel Kansanback – CEO of Strategic Dealer Advisory – will take to the stage at the 2026 event.

Read More →
Ad Loading...
F&Iby Hannah MitchellFebruary 23, 2026

Some Auto Brands Cheaper to Insure

A new top 10 list ranks the least expensive for average full insurance coverage on a clean driving record and high driver credit scores.

Read More →
Industryby Lauren LawrenceFebruary 11, 2026

Insurance Shopping on the Rise

A TransUnion study found that relationship-driven sales models proved to be important, as consumers who used an agent had a lower shopping intensity than those going it alone.

Read More →
Industryby Hannah MitchellFebruary 4, 2026

Auto Insurance Cost Reprieve

2025 brought consumers relief after years of rate hikes, but 2026 could bring renewed policy pain, depending on how U.S. trade policy affects prices.

Read More →
Ad Loading...
F&Iby Hannah MitchellJanuary 29, 2026

F&I Sales Show Affordability Pressure

An annual report on the revenue stream finds more consumers are opting out as they face high car prices and overall inflation, and it recommends tweaks to increase success.

Read More →
F&Iby Hannah MitchellJanuary 12, 2026

Auto Credit Access Loosens

December brought some of the best borrowing availability for consumers in years, though lenders tightened their reins on riskier segments of the market.

Read More →
TrainingDecember 10, 2025

Accountable Is as Accountable Does

Auto dealerships work better when all staffers own their duties.

Read More →
Ad Loading...
StoneEagle logo beside a headshot of Cindy Allen, CEO, on a pink background with a stylized upward-trending chart.
Industryby StaffDecember 5, 2025

EV Surge Shows AI Steadied Softer Q3

StoneEagleData reveals the gross reality behind the rise in EV leasing and the steady role F&I offices played.

Read More →