agent Entrepreneur logo
MenuMENU
SearchSEARCH

Bringing Value to Every Interaction

A roadmap for engaging stakeholders in ways that leave them feeling served.

by John Tabar
December 20, 2023
Bringing Value to Every Interaction

 

IMAGE: Pexels/Gustavo Fring

4 min to read


F&I managers interact with all stakeholders in a transaction, and every interaction is a crucial step in the process. The way you approach each could make all the difference Here are some ways you can be sure you are bringing value every step of the way:

Make Time and Show Interest

Ad Loading...

People feel valued when they are acknowledged. Utilize the 10-foot rule in your day-to-day. If someone comes within 10 feet, acknowledge them with a hello or good morning and, if possible, always use their name.

Teach Them a Better Way

Remember, F&I serves the sales department. Most F&I managers do not have any direct reports, but sales managers do. Usually, they have five to 15 salespeople to manage the activities of each day. Try to get involved in training, and help your sales manager. If you want to bring value to every interaction with your sales manager, get involved in training.

Be visible. Get out of your office, and be at the sales desk — be willing to take a turnover, answer any questions a customer may have about financing a purchase, or pick up the slack if a sales manager is out. People value those who inspire them to act — be that kind of leader.

Offer Constructive Feedback

Ad Loading...

Sometimes as F&I managers, we are positioned to offer feedback — both positive and balancing feedback. Nothing can bring value to a person like positive feedback when there is a job well done. On the other hand, when a person is out of balance in their job responsibilities, we can bring value by being candid and offering objective constructive feedback on what we have observed and what our experience tells us needs to be done to get them back on track.

You can bring value to those around you by being a consistent version of yourself. If you are consistent in how you interact with others, in how you interact with customers, in your attitude, and in the results you attain, people will think of you as dependable.

Remember Your Manners

Be polite — it brings value to every interaction. Remember to say please and thank you, and be civil in any disagreements with others.

Nothing brings value to the organization and to those you work with like doing a quality job.

Ad Loading...

The data is consistent: Customers see value in being known and understood. Take the time to learn as much as you can about the customer before speaking with them. Utilize smart discovery strategies to understand the customer well enough to relate the benefits of the product offered to their life based on what you have learned.

Customers tell us they want us to value their time. We can bring value to every customer interaction by constantly looking for ways to improve processes and gain efficiencies in F&I. Time kills deals and value. Be sure to set clear expectations on time, and then exceed them.

Give Your Full Attention

When face-to-face with a customer, be present. Nothing makes a customer feel less valued than not giving them your full attention when they are in your office. Talk to the customer, or load the deal -- don’t try to do both at the same time.

Listening to Understand

Ad Loading...

It could be argued that listening brings more value to an interaction than any other thing we could do. Sometimes we are listening to what is in our head in preparation to respond while the customer is still talking. Listening to understand versus listening to reply is a great way to bring value to an interaction.

Be Worthy of Trust By Being Consultative

To be trusted, you must be trustworthy. Being consultative versus transactional in F&I is different than how we have approached F&I in the past. I am convinced it is the future of F&I, brings the most value to the customer, and delivers the best results.

Present Authenticity First, Products Second

Lastly, you can bring value to every interaction with customers by being the best version of you. If you are genuinely interested in what’s best for a customer, invite them into the process, then guide them through it. If you do, they will feel that they matter to you. If you fake it, they will also know that.

Ad Loading...

Focusing on bringing value in all interactions will improve your performance at work and in life.

[EMPTY CREDIT]

Subscribe to Our Newsletter

More F&I

F&Iby Lauren LawrenceFebruary 27, 2026

Price Driving Insurance Churn

Over half of insurance holders ages 18 to 29 reported to be 'somewhat' likely to change providers in the next 90 days, according to CivicScience, which found that interest was lower among older age groups.

Read More →
F&Iby Lauren LawrenceFebruary 25, 2026

Report Finds Year-End F&I Strength

Deal volume ebbed and flowed throughout 2025, but product performance remained steady, according to automotive technology and data intelligence solutions provider StoneEagle.

Read More →
Summit Updatesby StaffFebruary 23, 2026

Look Ahead to the Future of F&I at Agent Summit

Joel Kansanback – CEO of Strategic Dealer Advisory – will take to the stage at the 2026 event.

Read More →
Ad Loading...
F&Iby Hannah MitchellFebruary 23, 2026

Some Auto Brands Cheaper to Insure

A new top 10 list ranks the least expensive for average full insurance coverage on a clean driving record and high driver credit scores.

Read More →
Industryby Lauren LawrenceFebruary 11, 2026

Insurance Shopping on the Rise

A TransUnion study found that relationship-driven sales models proved to be important, as consumers who used an agent had a lower shopping intensity than those going it alone.

Read More →
Industryby Hannah MitchellFebruary 4, 2026

Auto Insurance Cost Reprieve

2025 brought consumers relief after years of rate hikes, but 2026 could bring renewed policy pain, depending on how U.S. trade policy affects prices.

Read More →
Ad Loading...
F&Iby Hannah MitchellJanuary 29, 2026

F&I Sales Show Affordability Pressure

An annual report on the revenue stream finds more consumers are opting out as they face high car prices and overall inflation, and it recommends tweaks to increase success.

Read More →
F&Iby Hannah MitchellJanuary 12, 2026

Auto Credit Access Loosens

December brought some of the best borrowing availability for consumers in years, though lenders tightened their reins on riskier segments of the market.

Read More →
TrainingDecember 10, 2025

Accountable Is as Accountable Does

Auto dealerships work better when all staffers own their duties.

Read More →
Ad Loading...
StoneEagle logo beside a headshot of Cindy Allen, CEO, on a pink background with a stylized upward-trending chart.
Industryby StaffDecember 5, 2025

EV Surge Shows AI Steadied Softer Q3

StoneEagleData reveals the gross reality behind the rise in EV leasing and the steady role F&I offices played.

Read More →