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The ATP is still elevated despite still-rising incentive packages as the year wanes.
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Conditions improved in October across the board, though some measures are still down from prepandemic levels, Cox says.
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October dawns much like October five years ago before Covid disrupted the market.
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September numbers break streak of tightening while some borrowers walk a shaky line.
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Segment achieves record market share in Q3 as incentives help bridge the price gap with non-EVs.
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Incentives and ample supply serving to keep sales healthy despite lingering inflation.
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Stabilized inventory and fatter incentives dovetail with big Fed rate cut to make buying conditions more favorable.
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Average payment at two-year low while income needed to buy the least in three-plus years.
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Incentives get closer to prepandemic high as dealers try to mitigate flush inventories.
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Auto-focused lenders were the exception in August, when overall consumer confidence actually rose.
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